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Audited Financial Results for the period 1-4-2009 to 31-3-2010 | ||||
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The Year of Financial Inclusion and Financial Literacy | ||||
| Highlights |
Particulars |
For the period of | ||
| Current Year | Previous Year | |||
| 1-4-09 to 31-3-10 | 1-4-08 to 31-3-09 | |||
| Net Profit at |
é |
1-Interest Earned (a+b+c+d) | 22021 | 16573 |
| Rs.4900 | a) Interest / discount on advances / bills | 12255 | 10196 | |
| Lacs | b) Income on investments | 3725 | 3257 | |
|
ê |
Net NPA | c) Interest on balances with RBI and other inter-bank funds | 5945 | 3035 |
| 0.71% | d) Interest (others) | 96 | 85 | |
| Owned funds | é | 2- Other Income | 1431 | 1210 |
| Rs 26985 | A- Total Income (1+2) | 23452 | 17783 | |
| Lacs | ||||
| é | Deposits | 3- Interest Expanded | 12853 | 9610 |
| Rs.245541 | 4- Operating Expenses ( e+f ) | 4467 | 4410 | |
| Lacs | e) Payment and Provision for the employees | 3404 | 3096 | |
| Advances |
é |
f) other operating expenses | 1063 | 1314 |
| Rs.146077 | B- Total Expenditure | 17320 | 14020 | |
| Lacs | (excluding Provisions & Contingencies) | |||
|
é |
Per Branch | C. Operating Profit (A - B) | 6132 | 3762 |
| Business | Profit before Provisions & Contingencies) | |||
| Rs.1988 lacs | D- Others Provisions & Contingencies | 1232 | 530 | |
| Per Employee |
é |
Net Profit ( C - D ) | 4900 | 3232 |
| Business | 5- Paid up, Equity,Share capital | 300 | 300 | |
| Rs.417.5 lacs | 6- Share Deposit Account | 3769 | 3769 | |
| 7- Reserves & Surplus | 22916 | 19088 | ||
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NOTES:- 1-The above results have been taken on record by the Board of Directors of the Bank at its meeting dated 16-4-2010 2-The working results for the year ended 31st March 2010 have been arrived at after considering provision for Loan Losses and Standard Assets, Taxes, Depreciation on Investments and Fixed Assets, Gratuity and Leave Encashment as per Reserve Bank of India guidelines. | ||||